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Company Description
LINK, operated by Link Scheme Holdings Ltd, is the United Kingdoms cash access network connecting a reliable estate of ATMs to every major bank and building society so that people and businesses can withdraw money and check balances wherever they live. Working in the public interest and under detailed oversight from multiple regulators, LINK focuses on maintaining good access to cash on every UK high street while usage patterns evolve. The network supports over 40,000 cash machines and helps dispense around GBP 1.6 billion each week, with extensive, transparent reporting of monthly values and volumes and weekly transaction indicators. LINK collaborates with communities to understand local needs through its Cash Assessment Process and a Request Access to Cash service, conducting site visits and publishing assessments to guide the placement of new services, including Banking Hubs and cash at the till solutions delivered with partners. The organization partners closely with government, regulators, law enforcement, consumer and industry groups, and a wide membership drawn from across the financial services sector to keep cash infrastructure safe, secure, and resilient. A comprehensive Cash Locator tool helps the public find ATMs, hubs, and other access points, while the Data and Research hub shares insight on how people use cash, the condition of the ATM network, bank branch trends, and wider thought leadership. Through a long standing financial inclusion program dating back to 2006, LINK protects access for communities at risk of being left behind as payments digitize, ensuring that people who prefer or rely on cash can continue to manage their money with confidence. Headquartered in Leeds, the organization maintains robust governance, publishes its footprint reports, and upholds high standards of security, accessibility, and transparency across the network.
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