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Company Description
Platinum Consulting is a specialist firm focused on replacement cost valuation, loss prevention engineering, and bespoke property management for ultra-custom and historic assets across residential and commercial settings. Serving insurance carriers, agents, inspection companies, and high-net-worth property owners, the company delivers detailed reconstruction and reproduction cost appraisals for properties that standard calculators cannot price accuratelysuch as ultra-custom homes valued at $10,000,000+, historic residences, coastal estates, equestrian properties, and pre-1945 commercial structures often situated in historic districts with reconstruction restrictions. Its consulting portfolio extends to Insurance-to-Value (ITV) training, continuing education in ITV, historic property valuation, and hurricane mitigation, as well as historic property claims consulting. Property management and risk services are tailored to each estate, encompassing comprehensive risk assessments, loss prevention engineering (alarms, leak detection, water sources, fire sprinklers), coordinated maintenance and systems servicing, renovation project management, monitoring of building systems, home watch/caretaker checks, policy coverage and limits review, and thermal imaging to identify potential plumbing or electrical issues behind walls. The firms methodology emphasizes extensive pricing research and historic registry verification to help clients understand co-insurance implications, set adequate limits, and mitigate the costly impact of underinsurance. Founded on more than three decades of industry experience, Platinum Consulting is led by Founder and President Vicki Hill Sims, whose career spans valuation expertise developed at Chubb in mountain resort markets, expansion into historic and equestrian properties, the creation and growth of Cornerstone Appraisal Services, hands-on ownership of a residential construction/remodel company, senior leadership within AIGs PCG Risk Management Services (including Florida Regional Manager, Platinum Accounts for $20M+ homes internationally, Equine Owners program team lead, and National Field Operations Manager for the US and Canada), and a subsequent role at Cincinnati Insurance as Personal Lines Vice President establishing the Risk Management Division. This blend of valuation depth and practical construction knowledge underpins Platinum Consultings credibility and discretion with VIP and high-profile clients.
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