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Company Description
PRA Group (Nasdaq: PRAA) is a global financial services company specializing in the acquisition and servicing of nonperforming loans, recognized as one of the largest purchasers of such assets worldwide. Headquartered in Norfolk, Virginia, the company operates through subsidiaries across 18 countries and conducts business in 12 languages and 12 currencies, combining global reach with localized expertise to support customers and creditor clients. Since going public on November 8, 2002, PRA Group has focused on returning essential capital to banks and other lenders, helping expand financial services for consumers and businesses while maintaining a long-term orientation grounded in customer care and responsible administration. For nearly three decades, its companies have emphasized improving customers financial futures through respectful, transparent engagement and hardship policies designed to support vulnerable populations, including the sick and elderly. The firms leadership highlights deep operational and analytical capability, with ongoing investments in information technology, data and analytics, and modern contact platforms that enhance efficiency and compliance across its portfolio operations. PRA Groups culture centers on doing the right things for the right reasons, cultivating fulfilling careers for thousands of employees and reinforcing a values-driven environment through annual ethics and compliance training for all staff, including those who interact directly with customers. Beyond its core business, the company demonstrates strong community commitment, contributing millions of dollars and thousands of paid volunteer hours to nonprofit partners around the world, participating in initiatives such as United Ways Day of Caring, and amplifying employee generosity through a matching gift program. Governance practices are designed to foster stakeholder trust, with robust policies, independent oversight, and a Code of Conduct that enables 24/7, third-party reporting via EthicsPoint for concerns or whistleblowing. With a presence across the Americas, Europe, and Australia, PRA Group blends scale, disciplined execution, and a customer-first mindset to deliver sustainable performance and stakeholder value.
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